Watch all four strategies project simultaneously as you adjust the long-term/active split. The chart shows the median outcome for each strategy over your time horizon.
% in Long-Term Bucket (ETFs)90%
Active bucket: 10%
Monthly investment$1,000
Years to invest40 yrs
Active bucket avg return assumption5%
Honest baseline: most active investors average 3–7% (below index). Slide to reflect your confidence.
Projected Final Value
All-In Long-Term (100% ETF)
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Your Mix (slider)
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All-In Active (worst-case)
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📊 Growth Curves
📌 Lesson
Assumptions
Long-term bucket assumed at 7%/yr (long-run global equity average).
Active bucket return is the value you set on the slider. Default 5% reflects research showing most retail traders underperform indices.
Returns shown are nominal (before inflation). Subtract ~2–3%/yr to get "real" purchasing power.
Shows median outcome — actual paths vary widely, especially for the active bucket.